.capnomic-shlc.container {
  --teal: #0F766E;
  --navy: #0B1F33;
  --bright-teal: #14B8A6;
  --soft-teal: #E6F4F1;
  --bg: #F8FAFC;
  --card: #FFFFFF;
  --text: #172B3A;
  --secondary: #64748B;
  --border: #DCE5E9;
  --gold: #D97706;
  --radius: 5px;
  --danger: #DC2626;
}
.capnomic-shlc * { box-sizing: border-box; margin: 0; padding: 0; }
.capnomic-shlc {
  font-family: 'Urbanist', system-ui, sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.5;
  min-height: 100vh;
  overflow-x: hidden;
}
.capnomic-shlc.container {
  max-width: 1100px;
  margin: 0 auto;
  padding: 1.25rem 1rem 3rem;
  width: 100%;
}
.capnomic-shlc header {
  text-align: center;
  margin-bottom: 1.5rem;
  padding-top: 0.5rem;
}
.capnomic-shlc header h1 {
  font-size: clamp(1.55rem, 4vw, 2rem);
  font-weight: 800;
  color: #000;
  letter-spacing: -0.02em;
}
.capnomic-shlc header h1 span { color: var(--teal); }

.capnomic-shlc .loan-type-bar {
  display: flex;
  gap: 0.75rem;
  margin-bottom: 1.25rem;
  flex-wrap: wrap;
}
.capnomic-shlc .loan-type-btn {
  flex: 1;
  min-width: 140px;
  padding: 0.85rem 1.25rem;
  border: 2px solid var(--border);
  border-radius: var(--radius);
  background: #fff;
  font-family: inherit;
  font-size: 1rem;
  font-weight: 700;
  color: var(--secondary);
  cursor: pointer;
  transition: all 0.15s;
  text-align: center;
}
.capnomic-shlc .loan-type-btn.active {
  border-color: var(--teal);
  background: var(--soft-teal);
  color: var(--teal);
}
.capnomic-shlc .loan-type-btn:hover:not(.active) { border-color: var(--bright-teal); }

.capnomic-shlc .card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.25rem 1.35rem;
  margin-bottom: 1.15rem;
  min-width: 0;
}
.capnomic-shlc .card h2 {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 1rem;
  padding-bottom: 0.5rem;
  border-bottom: 2px solid var(--soft-teal);
  display: flex;
  align-items: center;
  gap: 0.5rem;
}
.capnomic-shlc .card h2::before {
  content: '';
  width: 4px;
  height: 1.1em;
  background: var(--teal);
  border-radius: 2px;
  flex-shrink: 0;
}
.capnomic-shlc .grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.capnomic-shlc .grid-3 { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 1rem; }
@media (max-width: 720px) {
.capnomic-shlc .grid-2, .capnomic-shlc .grid-3 { grid-template-columns: 1fr; }
}
.capnomic-shlc .field { margin-bottom: 0.85rem; min-width: 0; }
.capnomic-shlc .field label {
  display: block;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--secondary);
  margin-bottom: 0.3rem;
  overflow-wrap: anywhere;
}
.field input[type="text"],
.capnomic-shlc .field input[type="number"] {
  width: 100%;
  padding: 0.6rem 0.75rem;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  font-family: inherit;
  font-size: 0.95rem;
  font-weight: 500;
  color: var(--text);
  background: #fff;
  transition: border-color 0.15s;
  min-width: 0;
}
.capnomic-shlc .field input:focus {
  outline: none;
  border-color: var(--teal);
  box-shadow: 0 0 0 3px rgba(15, 118, 110, 0.12);
}
.capnomic-shlc .field input.invalid {
  border-color: var(--danger);
  background: #FEF2F2;
}
.capnomic-shlc .field .error-msg {
  display: none;
  font-size: 0.75rem;
  color: var(--danger);
  margin-top: 0.25rem;
  font-weight: 500;
  overflow-wrap: anywhere;
}
.capnomic-shlc .field.has-error .error-msg { display: block; }

.capnomic-shlc .scenario-toggle {
  display: flex;
  gap: 0.75rem;
  margin-bottom: 1.1rem;
  flex-wrap: wrap;
}
.capnomic-shlc .scenario-btn {
  flex: 1;
  min-width: 140px;
  padding: 0.65rem 1rem;
  border: 2px solid var(--border);
  border-radius: var(--radius);
  background: #fff;
  font-family: inherit;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--secondary);
  cursor: pointer;
  transition: all 0.15s;
  text-align: center;
}
.capnomic-shlc .scenario-btn.active {
  border-color: var(--teal);
  background: var(--soft-teal);
  color: var(--teal);
}
.capnomic-shlc .scenario-btn:hover:not(.active) { border-color: var(--bright-teal); }
.capnomic-shlc .scenario-panel { display: none; }
.capnomic-shlc .scenario-panel.active { display: block; }

.capnomic-shlc .home-only, .capnomic-shlc .car-only { display: none; }
.capnomic-shlc .home-only.active, .capnomic-shlc .car-only.active { display: block; }

.capnomic-shlc .results-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.15rem;
}
@media (max-width: 800px) {
  .capnomic-shlc .results-grid {
    grid-template-columns: minmax(0, 1fr) !important;
    width: 100%;
    min-width: 0;
  }
  .capnomic-shlc .result-card {
    grid-column: 1 / -1;
    width: 100%;
    min-width: 0;
  }
}
.capnomic-shlc .result-card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.1rem 1.2rem;
  min-width: 0;
  overflow-wrap: anywhere;
}
.capnomic-shlc .result-card h3 {
  font-size: 0.8rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.03em;
  overflow-wrap: anywhere;
}
.capnomic-shlc .row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  padding: 0.32rem 0;
  border-bottom: 1px solid #f1f5f9;
  font-size: 0.88rem;
  gap: 0.75rem;
  min-width: 0;
  flex-wrap: wrap;
}
.capnomic-shlc .row:last-child { border-bottom: none; }
.capnomic-shlc .row .label {
  color: var(--secondary);
  font-weight: 500;
  flex: 1 1 auto;
  min-width: 0;
  overflow-wrap: anywhere;
}
.capnomic-shlc .row .value {
  font-weight: 700;
  color: var(--text);
  font-variant-numeric: tabular-nums;
  text-align: right;
  flex: 0 0 auto;
  max-width: 100%;
  overflow-wrap: anywhere;
}
.capnomic-shlc .highlight-card {
  background: linear-gradient(135deg, var(--navy) 0%, #0F3D4A 100%);
  color: #fff;
  border: none;
  grid-column: 1 / -1;
}
.capnomic-shlc .highlight-card h3 { color: var(--bright-teal); }
.capnomic-shlc .highlight-card .row { border-bottom-color: rgba(255,255,255,0.1); }
.capnomic-shlc .highlight-card .label { color: rgba(255,255,255,0.7); }
.capnomic-shlc .highlight-card .value { color: #fff; font-size: 1.02rem; }
.capnomic-shlc .final-amount {
  font-size: 1.6rem !important;
  font-weight: 800 !important;
  color: #fff !important;
  letter-spacing: -0.02em;
  overflow-wrap: anywhere;
}
.capnomic-shlc .gross-amount {
  font-size: 1.45rem !important;
  font-weight: 800 !important;
  color: var(--bright-teal) !important;
  letter-spacing: -0.02em;
  overflow-wrap: anywhere;
}
.shortfall-row .label,
.capnomic-shlc .shortfall-row .value {
  color: #FCA5A5 !important;
  font-weight: 700 !important;
}
.capnomic-shlc .actions {
  display: grid;
  gap: 1rem;
  margin-top: 1.6rem;
  width: 100%;
}
@media (min-width: 600px) {
.capnomic-shlc .actions { grid-template-columns: 1fr 1fr; }
}
.capnomic-shlc .btn {
  padding: 0.9rem 1.75rem;
  font-family: inherit;
  font-size: 0.95rem;
  font-weight: 700;
  border: none;
  border-radius: var(--radius);
  cursor: pointer;
  transition: all 0.15s;
  width: 100%;
  min-width: 0;
  text-align: center;
}
.capnomic-shlc .btn-secondary {
  background: #fff;
  color: var(--navy);
  border: 2px solid var(--border);
}
.capnomic-shlc .btn-secondary:hover { border-color: var(--teal); color: var(--teal); }
.capnomic-shlc .btn-pdf {
  background: var(--navy);
  color: #fff;
  border-radius: 999px;
}
.capnomic-shlc .btn-pdf:hover { background: #071522; }
.capnomic-shlc .btn-pdf:disabled {
  opacity: 0.5;
  cursor: not-allowed;
}
.capnomic-shlc .fixed-badge {
  display: inline-block;
  background: var(--soft-teal);
  color: var(--teal);
  font-size: 0.72rem;
  font-weight: 700;
  padding: 0.18rem 0.5rem;
  border-radius: 0;
  margin-left: 0.35rem;
  overflow-wrap: anywhere;
}
.capnomic-shlc .section-title {
  font-size: 1.02rem;
  font-weight: 700;
  color: var(--navy);
  margin: 1.35rem 0 0.8rem;
  overflow-wrap: anywhere;
}
.capnomic-shlc .validation-banner {
  display: none;
  background: #FEF2F2;
  border: 1px solid #FECACA;
  color: var(--danger);
  border-radius: var(--radius);
  padding: 0.75rem 1rem;
  margin-bottom: 1rem;
  font-size: 0.88rem;
  font-weight: 600;
  overflow-wrap: anywhere;
}
.capnomic-shlc .validation-banner.visible { display: block; }
.capnomic-shlc .meta-row {
  display: flex;
  gap: 0.75rem 1.25rem;
  flex-wrap: wrap;
  font-size: 0.82rem;
  color: var(--secondary);
  margin-top: 0.4rem;
  overflow-wrap: anywhere;
}
.capnomic-shlc .status-pill {
  display: inline-block;
  padding: 0.15rem 0.55rem;
  border-radius: var(--radius);
  font-size: 0.75rem;
  font-weight: 700;
}
.capnomic-shlc .status-ok { background: var(--soft-teal); color: var(--teal); }
.capnomic-shlc .status-warn { background: #FEF3C7; color: #92400E; }
.capnomic-shlc .status-bad { background: #FEE2E2; color: var(--danger); }
.capnomic-shlc .empty-state {
  grid-column: 1 / -1;
  text-align: center;
  padding: 2.5rem 1.25rem;
  color: var(--secondary);
  font-size: 0.9rem;
  background: var(--card);
  border: 1px dashed var(--border);
  border-radius: var(--radius);
  overflow-wrap: anywhere;
}