Gold Loan Calculator
GOLD LOAN
Calculate Your Loan
Pay principal and interest together after 12 months.
₹1,00,000
9.50%
12 Months
Fixed tenure
12 Months (1 Year)
RBI LTV Rules (2026): Loans up to ₹2.5 lakh — 85% LTV · ₹2.5–5 lakh — 80% · Above ₹5 lakh — 75%.
TOTAL INTEREST
9,500
Bullet payment — principal and interest due at maturity after 12 months.
Repayment
₹1,09,500
₹1,00,000
91.3%
₹9,500
8.7%
Principal
₹1,00,000
Total Repayment
₹1,09,500
Monthly Interest
₹0
Total Interest
₹9,500
Maturity Period
12 Months
RATE COMPARISON
Compare Interest Rates
Compare total interest at different annual rates for a 12-month gold loan.
RATE COMPARISON
9,500
Total interest at 9.50% p.a. for 12 months.
| Annual Rate | Monthly Interest | Total Interest |
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Interest calculations are illustrative based on the selected repayment method.
Actual interest may vary according to the lender’s terms, gold purity, valuation,
processing fees, and applicable regulations. Bullet repayment loans are capped at
12 months under RBI guidelines.